Once the merchant has completely processed the transaction, the purchase authorisation will be removed and the correct description, merchant name and final transaction amount will appear on all electronic banking systems and on any future credit card statements.Ī withdrawal of funds from your loan account (personal or home loan). This will reduce the amount of credit available on your account. When a purchase is placed on to the credit card, the system sends an approval to the bank and a hold is placed on the amount of funds required to complete the transaction. ![]() This can be to another NAB account or to another financial institution.Ī fee charged to your NAB credit card account on the day during any statement period when the balance of the account exceeds the credit limit during that statement period.Ī recent payment made to your NAB credit card account.Ī recent purchase made on your NAB credit card. ![]() Internet transfer – Transfer debit internet transferĪ transaction which has been debited from your NAB account via NAB Internet Banking. This includes purchases of goods and services and also any cash withdrawals that were made at the time of the purchase.Ĭredits made from a government agency (such as Centrelink) to provide family support.Ī fee charged to your NAB credit card or NAB account in accordance with the terms and conditions of the account.Ī fee charged to your nominated NAB account when you request a statement re-print/re-order.Ĭredits to your NAB account from another person’s account either at NAB or another financial institution via NAB Internet Banking.įor NAB credit card accounts, this is the amount of interest charged on funds owing on eligible purchases and cash advances.įor loan accounts or transaction accounts, this refers to the amount of interest charged on the debit balances. A cash advance is also made when you have used the NAB Internet or NAB Telephone Banking to transfer available credit from your NAB credit card account to another account.įunds which have been credited to your NAB credit card account.Įach amount charged for any goods or services purchased (domestic or overseas) by the use of your NAB credit card, including BPAY ® transactions.Įftpos debit purchase-flexipay or Miscellaneous debit eftpos trans value It also includes cash substitute transactions, for example the payment of utility bills over the counter at banks, another financial institution or post office, purchase of traveller's cheques or value loaded in a pre-paid or stored-value card. Cash transactions include cash advances via the ATM or in-branch withdrawals (domestic and overseas). This can be scheduled for a specific date or cycle when the biller will automatically debit funds from your NAB account for a payment.Įach amount of cash supplied by the use of the credit card account. ![]() The fee directly charged to your NAB account by a non-NAB ATM owner for a balance enquiry or withdrawal at a non-NAB branded ATM.Ī debit made to your NAB account under a Direct Debit agreement between you and a biller. ATM direct charge fee (displayed as FEES DIR CHG OTH ATM)
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